CPF Calculators
Free CPF calculators for Singapore — project your contributions, retirement savings, CPF LIFE payouts and account-transfer strategies.
CPF Contribution Calculator
Work out your monthly CPF contributions and the split across your OA, SA and MediSave accounts.
CPF Retirement Projection
Project your CPF balances to age 55 and see how they compare with the Basic, Full and Enhanced Retirement Sums.
CPF LIFE Payout Estimator
Estimate your monthly CPF LIFE payouts from age 65 under the Standard, Basic and Escalating plans.
CPF OA-to-SA Transfer Calculator
See the extra lifetime interest from transferring CPF OA (2.5%) into your Special Account (4%).
CPF Shielding Calculator
Estimate the benefit of the CPF shielding strategy before your Retirement Account is formed at 55.
Understanding your CPF
The Central Provident Fund (CPF) is the backbone of retirement, healthcare and housing in Singapore. These calculators use the in-force 2026 contribution rates, allocation ratios and retirement sums so you can see where your money goes and project your savings with confidence. They are estimates for planning — always confirm details with the CPF Board.